Terms and Conditions Baccarat NG — Complete Guide for All Users

1 General Terms & Acceptance

Welcome to Baccarat NG. This Terms and Conditions document constitutes a legally binding agreement between you ("User") and Baccarat NG ("Platform", "us"). By registering an account, making a deposit, or using any services provided by Baccarat NG, you are deemed to have read, understood, and agreed to be bound by all terms stated herein.

These Terms and Conditions apply to all users of the baccarat NG platform without exception — whether you are a new player who has just registered, or a long-time player who has been using our platform for years. If you do not agree with any part of these terms, you are advised not to use our platform.

Baccarat NG reserves the right to update or amend these Terms and Conditions at any time without prior notice. It is your responsibility to review this document periodically to ensure you remain informed of any changes that come into effect.

2 User Eligibility

Baccarat NG is an online casino platform available exclusively to individuals who meet all of the following eligibility criteria without exception:

• At least 18 years of age at the date of registration.
• Not appearing on any gaming exclusion list issued by any relevant authority.
• Register under your own name and not on behalf of a third party.
• Never had an account closed at baccarat NG due to a previous terms violation.
• Playing for personal entertainment purposes and not for commercial professional reasons without written authorisation.

Baccarat NG employs a strict Know Your Customer (KYC) process to verify the identity of every user. All documents submitted during the KYC process must be genuine, valid, and up to date. Any false or misleading information will result in immediate account closure.

3 Registration & Account Management

Each user is only permitted to have one active account at baccarat NG at any one time. Multiple account registrations — whether using different information, different devices, or different IP addresses — are strictly prohibited and may result in the closure of all associated accounts and freezing of balances.

During registration, you are required to provide complete and accurate information including your full name, date of birth, active email address, and a valid mobile number. All this information will be verified through our KYC process before any withdrawal is permitted.

• Your account password is your personal responsibility — do not share it with anyone.
• Baccarat NG will never ask for your password via email, SMS, or live chat.
• All activity that occurs within your account is entirely your responsibility.
• Report any unauthorized access to our support team immediately.

Baccarat NG reserves the right to request additional verification documents at any time, including proof of identity, proof of residential address, and proof of payment method. Failure to provide the requested documents within the stipulated timeframe may result in temporary account suspension.

4 Deposits & Payment Methods

Baccarat NG accepts a variety of deposit methods popular among Malaysian users. All deposits are processed instantly and credited to your gaming account shortly after transaction confirmation is received.

• FPX (Internet Fund Transfer) — all major Malaysian commercial banks accepted.
• DuitNow — instant transfer using your phone number or IC number.
• Touch 'n Go eWallet — easy deposits directly from the TnG app.
• GrabPay — for users who prefer using the Grab ecosystem.
• ShopeePay & Boost — popular e-wallets among young Malaysia users.

The bank account or e-wallet used for deposits must be registered in your own name, matching the details on your Baccarat NG account. Deposits received from third-party accounts will not be accepted and will be returned. Baccarat NG does not bear any processing fees for deposits made through the methods listed above.

5 Withdrawal & Payment Processing

Baccarat NG is committed to processing all withdrawal requests within 1 to 3 hours on business days. This is one of the key advantages we offer our players compared to other platforms that may take days to process withdrawals.

Withdrawals will be processed to the same payment method used for your deposit, or to a method you have registered and verified in your account. This is a security measure to prevent money laundering and to protect the interests of all users.

• The KYC process must be completed before your first withdrawal is approved.
• Withdrawals to verified accounts in your own name only.
• Bonus rollover requirements must be met before a withdrawal can be made.
• Baccarat NG reserves the right to request additional documentation for withdrawals exceeding certain limits.
• Failed withdrawals due to incorrect banking details will be reprocessed once the correct information has been provided.

6 Bonuses, Promotions & Rollover Requirements

Baccarat NG offers a wide range of bonuses for our players — from welcome bonuses for new members and reload bonuses for loyal players, to seasonal promotions announced from time to time. All bonuses are subject to specific terms of use as stated on the relevant promotions page.

The rollover requirement (or wagering requirement) is the minimum amount you must wager using your bonus funds before you can withdraw them as cash. Each bonus will have its own rollover rate and specific conditions.

• Bonuses cannot be withdrawn as cash until the rollover requirements have been fully met.
• Games eligible to contribute towards rollover requirements vary by bonus type.
• Bonuses have a set validity period — expired bonuses cannot be used or reclaimed.
• Only one bonus may be active at any one time unless otherwise stated.
• Baccarat NG reserves the right to void any bonus suspected of being obtained through fraud or misuse.

7 Game Rules & Fairness

All games available on the Baccarat NG platform use a Random Number Generator (RNG) that has been audited and verified by an independent certification body. This ensures every game outcome is fully random and cannot be manipulated by any party — including baccarat NG itself.

The RTP (Return to Player) value for each game is available information and can be reviewed. Players are encouraged to understand the RTP percentage of their chosen games before playing, in order to make smarter and more responsible wagering decisions.

• Any attempt to exploit bugs or technical vulnerabilities in the games is prohibited.
• The use of automated software (bots) for gameplay is strictly prohibited.
• Attempting to collude with other players to gain an unfair advantage is a serious violation.
• Wins obtained through illegitimate means will be voided without compensation.

In the event of a dispute regarding game outcomes, the Baccarat NG system's decision is final. If you believe a technical error has occurred, you may submit a formal complaint to our support team with the relevant transaction details and screenshots.

8 Accepted User Conduct

Baccarat NG expects all users to conduct themselves in a courteous, responsible, and ethical manner while using our platform. This applies when interacting with live dealers, customer support agents, and during any multiplayer game sessions.

• Using offensive, abusive, or threatening language towards any staff member or other user is strictly prohibited.
• Sharing obscene, harmful, or unlawful content on the platform is strictly prohibited.
• Making false claims or spreading misleading information about the platform is strictly prohibited.
• Using your Baccarat NG account for any money laundering activity is strictly prohibited.
• Selling, transferring, or renting your account to any third party is strictly prohibited.

Any violation of the above conduct rules will result in immediate account suspension or closure. Baccarat NG reserves the right to report any suspicious activity to the relevant authorities without prior notice to the user involved.

9 Account Suspension, Restriction & Closure

Baccarat NG reserves the right to suspend, restrict, or close any user account at any time where there is reasonable cause to do so. This includes but is not limited to the following circumstances:

• Failure to submit the requested KYC documents within the specified timeframe.
• Confirmation that information provided during registration is false or inaccurate.
• Suspected activity related to fraud, money laundering, or collusion.
• Repeated violations of any section of these Terms and Conditions.
• Voluntary account closure request by the user for personal reasons.

Users may also request to close their own account at any time by contacting the Baccarat NG support team. Prior to closure, all valid balances will be processed for withdrawal once the review process is complete.

10 Privacy & Personal Data Protection

Baccarat NG takes the privacy and security of every user's personal data seriously. All information you provide to us is protected using 256-bit SSL encryption and stored on secure servers with restricted access.

We collect your personal information solely for platform operational purposes — including identity verification, payment processing, fraud prevention, and service improvement. We will not sell or share your personal information with third parties for marketing purposes without your consent.

• Your data is stored securely and accessed only by authorised personnel.
• You have the right to request access to the personal data we hold about you.
• You may request corrections to inaccurate data through our support team.
• Further details on how we manage your data are available in our Privacy Policy.

11 Liability Limits & Disclaimer

Baccarat NG provides this platform on an "as-is" basis. While we continually strive to ensure the platform operates smoothly and without interruption, we cannot guarantee that our services will always be free from technical disruptions, errors, or delays.

Under no circumstances shall Baccarat NG be liable for indirect losses, losses arising from business interruption, loss of data, or any consequential losses arising from the use of or inability to use our platform, beyond the limits permitted by applicable law.

• Users are fully responsible for their own wagering decisions.
• Baccarat NG is not liable for losses resulting from internet disruptions on the user's end.
• Any third-party promotions not officially endorsed by Baccarat NG are invalid.

12 Terms Amendments & Applicable Law

Baccarat NG reserves the right to modify, add to, or amend any part of these Terms and Conditions at any time in accordance with operational requirements, changes in industry regulations, or applicable legal obligations. Such amendments shall take effect immediately upon publication on this website.

We will endeavour to notify users of material changes via their registered email or in-platform notifications. However, it is the user's responsibility to review these Terms and Conditions periodically. Continued use of the Baccarat NG platform after any amendments are published constitutes your acceptance of the updated terms.